Sun Life Over 50 Life Insurance – No Medical Or Health Questions

You may have seen adverts on daytime TV recently featuring sun life over 50 life insurance.

Many options are available for older individuals seeking life insurance coverage—weeding through all offers can be confusing!

Luckily, SunLife over 50 has developed a comprehensive life insurance plan specifically suited for individuals in their golden years.

Here, we will discuss the features and benefits of Sun Life’s Over 50 Life Insurance Plan and why this may be the perfect choice for your life insurance needs.

Features of Sun Life Over 50 Life Insurance With No Medical Checks

Sun Life’s Over 50 Life Insurance plan is an easy, affordable way for policyholders to leave a fixed cash sum for family and loved ones or funds to help offset expensive funeral costs.

Under this policy, coverage from Sun Life is guaranteed for any resident of the United Kingdom between the ages of 50 and 85.

Additionally, Sun Life can guarantee this coverage without requiring a medical exam, asking health questions, or requesting information on your family’s medical history.

Sun Life also offers policyholders affordable premiums that are guaranteed never to increase and coverage guaranteed never to decrease.

However, it is essential to note that inflation may hurt its value because the cash sum is fixed.

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Premiums are available between £4 and £74 a month, as long as the policy’s cash sum amount does not exceed £25,000.

Better yet, the policyholder’s first month’s premium is free! New policyholders will also receive a welcome gift from Sun Life, including an LED TV, Amazing Kindle, or £75 gift certificate.

A Guaranteed Cash Sum Payment from Sun Life Over 50 Life Insurance

This plan provides a guaranteed fixed cash sum that will be paid out upon the policyholder’s passing as long as they have paid premiums for at least two years.

Premiums need to be paid for life – ceasing payment will void any and all life insurance coverage.

If the policyholder dies within the first two years of owning the policy, Sun Life will honour their premium payments and pay out that amount.

In the case of accidental death, the cash sum will be paid out any time and even three months after the accident if the policyholder should pass away due to accident injury.

Funeral Benefit Option through The SunLife Plan Over 50

This plan also offers a Funeral Benefit Option to policyholders. This option allows the cash sum amount from the over-50 Life Insurance policy to be paid directly to Golden Charter when the holder passes away.

As a thank you for allowing Golden Charter to handle your burial services, they will contribute an additional £250 toward funeral costs.

This feature of the Over 50 Life Insurance plan is a great option when considering the rising costs of funeral and burial services.

Sun Life’s Over 50 Life Insurance plan offers many benefits to older individuals seeking life insurance coverage.

Guaranteed acceptance, no medical exam, premiums that will not increase, and coverage that will not decrease, paired with comprehensive Funeral Benefit options and a generous welcome gift from Sun Life, make this policy a great option.

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If you need more information on this policy or assistance making sure it is right for you, contact Claybrooke.

You can also consider a funeral plan and use the Sun Life Funeral plan calculator on the official Sun Life over 50 plan website.

Their knowledgeable advisors can help you make the best life insurance decision for you and your family.

Does Sun Life offer Life Insurance?

Yes, Sun Life does life insurance at £7.19 per month for £280000 of cover. Over 50 Sun Life has been around for many years

Does Sun Life do Life Cover?

Yes, Sun Life cover is £33.62 per month for £282,000 of cover.

Does Sun Life do Life insurance over 50?

Yes, Sun Life Life insurance over 50 involves £26.01 monthly premiums for £283,000 of cover.

Does Sun Life offer Income protection insurance?

Yes, Sun Life Income protection insurance is £9.34 per month.

Does Sun Life have mortgage life insurance?

Yes, Sun Life mortgage life insurance is £9.98 per month for £231,000 of cover.

What are Sun Life rates for critical illness cover?

Sun Life rates for critical illness cover is £7.1 per month for £232,000 of cover.

Does Sun Life have good reviews for life insurance?

Yes, Sun Life reviews are commendable for life insurance. The Sun Life plan over 50s has reviews going back many years.

Does the Sun Life over 60 plan insurance calculator show the monthly costs?

Yes, the Sun Life life insurance calculator shows reasonable monthly direct debit payments.

Does a Sun Life life insurance advisor charge a large fee?

No, Sun Life life insurance advisors are free.

Does Sun Life offer Whole of life insurance?

Yes, Sun Life Whole Life Insurance is £28.55 per month for £223,000 of cover.

Does Sun Life do Joint life insurance?

Yes, Sun Life Joint life insurance is £28.76 per month for £260,000 of cover.

Does Sun Life cover Terminal illness?

Yes, Sun Life Terminal illness cover is £28.07 per month for £215,000 of cover.

Does Sun Life do Term life insurance?

Yes, Sun Life Term life insurance is £22.96 per month for £216,000 of cover. The Sun Life insurance plan is very flexible.

Does Sun Life offer Decreasing term life insurance?

Yes, Sun Life does decreasing term life insurance at £30.13 per month for £300,000 of cover.

Does Sun Life offer Increasing term life insurance?

Yes, Sun Life does increasing term life insurance at £26.32 per month for £278000 of cover.

Does Sun Life offer Level term life insurance?

Yes, Sun Life offers term life insurance at £39.8 per month for £288000 of cover. There is also an over 50 plan Sun Life option.

Does Sun Life offer Family income benefit life insurance?

Yes, Sun Life does family income benefit life insurance at £27.25 per month for £294000 of cover.

 

Questions and answers for potential Sunlife Customers in the UK

Does SunLife offer Life Insurance?

Yes, SunLife does life insurance at £7.12 per month for £232,000 of cover. You pay for the rest of your life.

Does SunLife offer Life Cover?

Yes, SunLife life cover is £13.68 per month for £258000 of cover.

Does SunLife offer Life insurance over 50?

Yes, SunLife Life insurance over 50 is £27.06 per month for £212,000 of cover. They also offer 50s life insurance.

Does SunLife do Income protection insurance?

Yes, SunLife Income Protection insurance is £8.74 per month. For peace of mind, you do not need a medical exam.

Does SunLife have mortgage life insurance?

Yes, SunLife mortgage life insurance is £27.96 per month for £218,000 of cover.

What are the current SunLife rates for critical illness cover?

SunLife rates for critical illness cover is £29.54 per month for £223,000 of cover.

Does SunLife have positive reviews for life insurance?

Yes, SunLife reviews are commendable for life insurance.

Does the SunLife life insurance calculator show the monthly costs?

The SunLife life insurance calculator shows positive monthly direct debit payments.

Does a SunLife life insurance advisor charge a hefty fee?

No, SunLife life insurance advisors are free.

Does SunLife offer whole of life insurance?

Yes, SunLife Whole Life Insurance is £39.82 per month for £254000 of cover.

Does SunLife offer Joint life insurance?

Yes, SunLife Joint life insurance is £28.18 per month for £294000 of cover.

Does SunLife offer Terminal illness cover?

Yes, SunLife Terminal illness cover is £29.31 per month for £230000 of cover.

Does SunLife offer Term life insurance?

Yes, SunLife Term life insurance is £28.35 per month for £298000 of cover.

Does SunLife offer Decreasing term life insurance?

Yes, SunLife does decreasing term life insurance at £29.76 per month for £253000 of cover.

Does SunLife offer Increasing term life insurance?

Yes, SunLife does increasing term life insurance at £27.2 per month for £202000 of cover.

Does SunLife offer Level term life insurance?

Yes, SunLife does level term life insurance at £29.94 per month for £214,000 of cover.

Do SunLife offer Family income benefit life insurance?

Yes, SunLife does family income benefit life insurance at £27.51 per month for £220000 of cover.

Part of Phoenix Group, SunLife Limited.

Registered office: 1 Wythall Green Way, Wythall, Birmingham, B47 6WG, United Kingdom.

Registered in England and Wales, number 05460862.

SunLife Limited is authorised and regulated by the Prudential Regulation Authority and Financial Conduct Authority and is entered on the Financial Services Register, registration no. 769427.

• You can tailor how much cover you need based on your personal circumstances and your ability to pay the monthly premium.
• It is straightforward as it is not a savings or investment product. The claims process is fast to get the guaranteed cash payout.
• Life insurance providers take your cash when you pay monthly premiums and invest them in the stock market and bond market.
• A permanent UK resident can use the lump sum payout to cover funeral costs (like Dignity Funerals Limited), settle unpaid bills and cash for your family’s future.
• You can add funeral benefit option to separate the benefit amount.
• There is no need for medical questions, smoker status questions or medical examination; you are guaranteed to be accepted.
• The life insurance provider may find the total premiums paid exceed the guaranteed payout
• They have affordable cover for mental health from a UK team
• This financial protection can impact your inheritance tax
• The cover amount buying power with over 50s life insurance cost can be eroded by inflation
• A UK resident aged between 50 and 80 can be fully covered in minutes
• The financial security support services will help you with the policy documents and claim form

Other insurers include AXA, Tesco, LV and Asda.